BillEase — Buy Now, Pay Later 4.18.0

BillEase offers a convenient and affordable shopping finance experience in the Philippines. With BillEase, you can easily spread your payments into simple installment plans while enjoying flexible monthly payments. Simply find what you want at any of our online merchant stores, choose Pay with BillEase, and unlock exciting features with every successful repayment.

Unlike SSS loans, consumer loans, or cash credit, paying with BillEase provides a more convenient option for online shopping. Whether you're shopping on Lazada or any of our partner merchants, selecting to pay with BillEase allows you to split your purchase into convenient installments. The credit approval process is quick and easy, with most customers receiving an instant decision and immediate credit without the need for collateral or a down payment.

BillEase is designed for the digital age, providing secure transactions through integration with our partner merchants' checkout process. You can conveniently keep track of all your transactions in our app, without having to worry about credit card numbers.

We partner with over 4,000 merchants, including popular names like Lazada, Kimstore, Mandaue Foam, Anson's, Philippine Airlines, Agoda, and Datablitz. Some merchants even offer 0% interest rates. Additionally, you can load your phone and settle the exact amount on your next due date, without any interest or fees added. We also support top-ups from GCash, Maya, coins.ph, and GrabPay.

Paying your bills is made easy through BillEase. You can easily pay hundreds of billers, including Globe, Smart, Meralco Maynilad, Manila Water, Easytrip RFID, and even government contributions such as SSS and Pag-Ibig.

When it comes to the cost of your installment plan, we charge the lowest interest rate at only 3.49% monthly. Keep an eye out for our 0% APR promo with selected merchants and mobile load. Repayment options are also convenient, allowing you to pay via InstaPay or PESONet, direct bank deposits, coins.ph, or at over 22,000 7-Eleven, Cebuana, and MLhuillier retail outlets.

At BillEase, transparency is important to us. We have no hidden fees, and our app allows you to configure your installments and see the exact amount you will pay every month upfront. Before availing our services, we generate a Disclosure Statement in compliance with the Truth in Lending Act to avoid any surprises.

Here is some additional information about the cost of your installment plan:

• Monthly interest rate ranges from 0% to 3.49%
• Annual Percentage Rate (APR) of our installment plans ranges from 0% to 41.88%
• Service charges range from 0% to 10%
• Loan amounts range from PhP 500 to PhP 50,000
• Installment terms are flexible, ranging from 2 to 12 months

As an example, let's consider a 3-month Lazada Installment plan for PhP 12,000:

• We will disburse PhP 12,000 to your Lazada Wallet without any upfront deductions.
• You will need to repay in 3 monthly installments of PhP 4,539. This consists of PhP 4,000 Principal, PhP 419 Interest, and PhP 120 Service Charge per installment.
• In total, you will need to repay PhP 13,617, which includes PhP 12,000 Principal, PhP 1,257 Interest, and PhP 360 Service Charge.

We value user feedback. For any inquiries, please feel free to email us at [email protected] or visit our official Facebook page at https://www.facebook.com/billeaseph/ or Instagram at https://www.instagram.com/billeaseapp/.

Corporate Name: First Digital Finance Corporation
Business Name: First Digital Finance Corporation
PSEC Registration Number: CS201516347
Regulated by SEC as Finance Company with Certificate of Authority Number: 1101
Regulated by Bangko Sentral ng Pilipinas as Operator of Payment System (OPSCOR-2021-0007)